Need cash against your available credit card limit? Our doorstep service makes the process simple, convenient and transparent.
We accept eligible credit cards from major card networks, subject to card limit, transaction eligibility and approval.
Know the minimum and maximum transaction amount and applicable service charges before proceeding.
Minimum cash amount per transaction
Maximum amount, subject to eligibility
Minimum applicable service charge
Final transaction amount and charges are subject to credit-card eligibility, available credit limit, transaction approval and applicable terms.
Follow these basic precautions before completing any credit-card transaction.
The complete process is performed with the customer's knowledge and confirmation.
Cash on Credit Card is a service that allows eligible credit card holders to receive funds against their available credit card limit. After completing the required KYC and verification process, the applicable amount is transferred to the customer's own bank account.
The minimum transaction amount is ₹10,000 and the maximum amount is ₹5 lakh. The actual amount available may depend on your credit card, available credit limit and successful completion of our verification process.
Our service charges start from 2.5%. The applicable charges may vary depending on the transaction amount and other applicable service conditions. The charges will be explained before the transaction is authorised.
We require the customer's PAN card, Aadhaar and a photo of the eligible credit card for KYC and verification. The registered mobile number may also be required for transaction authentication and OTP verification.
No. The amount can only be transferred to the bank account of the credit card holder. We do not transfer the transaction amount to another person's bank account. The name and account details are verified as part of the process.
Once KYC, verification and the required transaction authorisation are successfully completed, the applicable amount is generally transferred to the customer's bank account within a few minutes. Actual processing time can vary depending on verification and banking processes.
Yes. Our Cash on Credit Card service is available across India, subject to service availability, customer verification and eligibility requirements.
We take reasonable measures to protect the personal information and documents provided during the KYC and verification process. Customer information is kept private and is used only for the required verification and transaction-related purposes.
Yes. Customer KYC and verification are required before processing the transaction. We verify the customer's identity and ensure that the credit card and bank account belong to the same card holder.
Always check the transaction amount, applicable service charges and the bank account details before authorising any transaction or OTP. Never share an OTP unless you understand and have confirmed the transaction being authorised.