Read before you rely

Disclaimer — what to know upfront

We believe in being upfront. This page explains the limits of the information, tools, and services we provide on Credit Card Pe — so you can use them with full clarity.

Introduction

Please read this carefully

The information, tools, and services provided on Credit Card Pe are for general informational and facilitation purposes only. By using our website or our instant cash on credit card service, you acknowledge that you have read, understood, and accepted the terms of this Disclaimer.

If you do not agree with any part of this Disclaimer, please do not use our website or services.

No financial advice

We are not financial advisors

Nothing on this website should be interpreted as financial, investment, legal, or tax advice. We do not recommend that you take, or refrain from taking, any financial decision based solely on the information published here.

Any decision to use your credit card, take cash against it, apply for a new card, or convert an amount into EMIs is entirely your own. We strongly recommend that you consult a qualified financial advisor or contact your bank before making significant financial decisions.

Calculator estimates

Our calculators are for estimation only

The results shown by our cash on credit card calculator and our credit card cash withdrawal charges calculator are indicative estimates based on the inputs you provide and the general charge structure we apply. They are not quotations, offers, or guarantees.

Actual service charges, applicable taxes, and the final net amount you receive may vary based on:

  • 1Your specific bank and credit card network
  • 2Your card issuer's own charges, interest, and fees
  • 3Your available credit limit and eligibility at the time of transaction
  • 4Verification and KYC outcome
  • 5Any changes in the service charge policy at the time of your transaction

Always confirm the final figures with our team before committing to a transaction.

No guarantee

We cannot guarantee every transaction

Submitting a request through our website or confirming an amount with our team does not guarantee that a transaction will be processed. All cash on credit card transactions are subject to:

Successful KYC

Your PAN, Aadhaar, and identity verification must be completed and cleared.

Card eligibility

Your card must be active, in good standing, and accepted for this service.

Available limit

Your card must have sufficient available credit limit to cover the transaction.

Authorisation

The transaction must be successfully authorised on your card at the time of processing.

Third-party products

Credit cards and financial products are not ours

Any reference to credit cards, banks, card networks, interest rates, rewards, or benefits on this website is for general information only. We are not a bank, NBFC, or credit card issuer. All credit cards, financial products, and related services are owned and operated by their respective banks or issuers, and are subject to their own terms and conditions.

Credit Card Pe is not responsible for the decisions, policies, approvals, charges, interest rates, or service quality of any bank, card issuer, or payment partner.

Affiliate disclosure

How we earn — openly

Some links on this website are affiliate links. If you click one of these links and apply for a product — such as a credit card — we may receive a small commission from the partner. This comes at no additional cost to you.

Our affiliate relationships do not influence the information we publish, the tools we provide, or the services we offer. We aim to present information honestly and help you make informed decisions.

External links

We are not responsible for external websites

Our website may contain links to third-party websites, including bank websites, card issuer pages, and financial partners. These links are provided for your convenience. We do not control, endorse, or take responsibility for the content, policies, accuracy, or practices of any external site. Please review their terms and privacy policies before using them.

Information accuracy

Content may change without notice

We make reasonable efforts to keep the information on this website accurate and up to date. However, financial products, charges, interest rates, and policies change frequently. We do not warrant that all content is complete, accurate, or current at all times.

Any reliance you place on the information provided on this website is strictly at your own risk. We recommend verifying all details directly with your bank or card issuer before making a decision.

Limitation of liability

What we are — and aren't — responsible for

To the maximum extent permitted by law, Credit Card Pe, its directors, employees, and partners shall not be liable for any direct, indirect, incidental, special, or consequential loss or damage arising from:

  • ✕Your use of, or inability to use, our website or calculators
  • ✕Any decision taken based on information published on this website
  • ✕Actions, decisions, or delays by your bank, card issuer, or payment network
  • ✕Any interruption, technical error, or downtime on our website
  • ✕Any unauthorised access to your data caused by factors beyond our reasonable control

Stay safe — always

We will never ask for your card number, CVV, PIN, or OTP. If someone claiming to be from Credit Card Pe asks for these — stop the conversation and call us directly at 9323890890.

Changes to this disclaimer

Updates from time to time

We may update this Disclaimer at any time to reflect changes in our services, policies, or legal requirements. When we do, we will update the effective date below. Your continued use of our website or services after any changes means you accept the updated Disclaimer.

Contact us

Questions about this Disclaimer?

Reach out anytime — we're happy to help.

Sapne Corporation.
Office No. 7B, 1st Floor, Gaurav Anand Society,
Kopri Village, Near Highway Check Naka,
Thane East, Pin – 400603.

Effective date: 1 January 2025

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