Your data. Your trust.

Your privacy is non-negotiable

This page explains exactly what we collect, why we collect it, and how we protect it. We've written it in plain English — because trust shouldn't require a law degree.

Introduction

Plain-language privacy

At Credit Card Pe, we understand that sharing personal and financial details requires trust. By using our website or our instant cash on credit card service, you agree to the practices described here. If anything is unclear, contact us using the details at the bottom of this page.

What we collect

Only what we need to serve you

  • 1Credit card details — card network, bank, and the details required to process your request.
  • 2Bank account details — so the amount can be transferred to your own account.
  • 3PAN card and Aadhaar card — for KYC verification as required by law.
  • 4Mobile number and email address — to confirm your transaction and reach you when needed.
  • 5Basic usage data — pages visited, device type, approximate location (collected anonymously via analytics).
How we use it

Strictly to complete your transaction

  • ✓To verify your identity and complete KYC.
  • ✓To process your cash on credit card request and transfer the amount to your bank account.
  • ✓To contact you about confirmations and support.
  • ✓To improve our site and services based on aggregate usage patterns.
  • ✓To comply with legal and regulatory requirements.

You can use our cash on credit card calculator and the credit card cash withdrawal charges calculator without sharing any personal information — those tools only need the amount you enter.

Our commitment

We never sell, rent, or misuse your data

This is the most important part of this policy, so we're saying it plainly: we never sell, rent, trade, or misuse your personal information. Your credit card details, bank account details, PAN, Aadhaar, mobile number, and email are kept strictly confidential.

Access is limited to the team members who need it to complete your transaction. We use secure systems and industry-standard practices to protect your data from unauthorised access, alteration, or disclosure.

We will never ask you for your card PIN, CVV, or OTP over phone, WhatsApp, or email. If someone claiming to be from Credit Card Pe asks for these, stop the conversation and report it immediately.

Cookies, analytics & ads

The tools we use — fully disclosed

Like most modern websites, we use a few third-party tools to understand how visitors use our site and to keep it running:

Google Analytics

Aggregated stats — which pages are popular, how long visitors stay, where they come from. No personal identification.

Google AdSense

Displays ads on some pages. Google may use cookies to show ads based on prior visits. You can opt out via Google's Ads Settings.

Microsoft Clarity

Anonymised session data — clicks, scroll depth, heatmaps — to help us improve layout and usability.

Cookies

Small files stored on your device. You can disable them in your browser settings anytime.

None of these tools are given access to your credit card details, bank account details, PAN, Aadhaar, or any other personal information you share with us during a transaction.

Affiliate links

Transparent about how we earn

Some pages contain affiliate links to credit card issuers or financial partners. If you click one and apply for a product, we may receive a small commission at no extra cost to you.

These links do not affect your data privacy, and they do not influence the information we publish. We only recommend products and services we believe are relevant to our visitors.

Security & retention

How long we keep your data

We store your information only as long as needed to complete your transaction and to meet legal record-keeping requirements. After that, the data is deleted or anonymised.

We use reasonable technical and organisational measures to protect your data. However, no online transmission or storage system can be guaranteed 100% secure. If you ever suspect your information has been compromised, contact us right away.

Your rights

You're in control of your data

  • ✓Ask what personal information we hold about you.
  • ✓Request a correction if any information is wrong.
  • ✓Request deletion of your data, subject to legal record-keeping requirements.
  • ✓Withdraw consent for any non-essential use at any time.

To exercise any of these rights, contact us at the email or phone number below.

Children & updates

Age limit and policy changes

Our services are intended for adults aged 18 and above. We do not knowingly collect personal information from anyone under 18. If you believe a minor has shared information with us, contact us and we'll remove it promptly.

We may update this Privacy Policy from time to time. When we do, we'll update the effective date below. We encourage you to review this page occasionally.

Contact us

Questions about privacy?

Sapne Corporation.
Office No. 7B, 1st Floor, Gaurav Anand Society,
Kopri Village, Near Highway Check Naka,
Thane East, Pin – 400603.

Effective date: 1 January 2025

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