These terms explain the rules for using Credit Card Pe's website and cash on credit card service. We've written them in plain English so you always know where you stand.
Welcome to Credit Card Pe. These Terms & Conditions ("Terms") govern your access to and use of our website, tools, and our instant cash on credit card service. Please read them carefully before using our platform.
By accessing our website or using any of our services, you confirm that you have read, understood, and agreed to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.
To use our cash on credit card service, you must meet the following conditions:
Credit Card Pe facilitates cash on credit card transactions. Here's what that means in practical terms:
We help you convert your available credit limit into cash, transferred to your own bank account, after completing verification and authorisation.
We are not a bank, NBFC, or credit card issuer. We do not issue credit cards, set your credit limit, or decide your interest rate.
Our cash on credit card calculator and credit card cash withdrawal charges calculator are for estimation only.
We act as a service facilitator. All credit card transactions remain subject to your card issuer's terms, limits, and approvals.
To keep our service safe for everyone, you agree to the following:
Our service charges are disclosed upfront before you confirm any transaction. Depending on your bank and card network, the applicable service charge may vary.
You can see the exact charge for your combination using our cash on credit card calculator. For a detailed comparison across banks and card networks, use the credit card cash withdrawal charges calculator.
Please note: the service charge you pay us is separate from any interest, fees, or charges your credit card issuer may apply on the transaction amount. Those are governed by your card issuer's terms.
Use our calculator to see the charge and net amount before you commit.
Call or WhatsApp us with the amount. We confirm the final figure in writing.
A quick one-time verification using your PAN, Aadhaar, mobile, and email.
The transaction is processed on your card after your explicit authorisation.
Amount transferred to your own bank account — usually within minutes.
Once a transaction is authorised on your credit card and the amount has been transferred to your bank account, the transaction is generally non-reversible. Credit card transactions are governed by your card issuer's rules and cannot be cancelled at will.
If you believe an error has occurred, or if the amount transferred is incorrect, please contact us immediately at 9323890890 or creditcardpe.com@gmail.com. We will investigate and work with you and your card issuer to resolve the matter.
Violation of any of the above may result in immediate termination of service and, where appropriate, legal action.
All content on this website — including text, logos, graphics, design, code, and calculators — is the property of Credit Card Pe or its licensors and is protected by applicable copyright and trademark laws. You may view and use the site for personal, non-commercial purposes only. Any reproduction, distribution, or commercial use without written permission is prohibited.
Our website may contain links to third-party sites, including credit card issuers, financial partners, and affiliate partners. These links are provided for your convenience. We do not control those websites and are not responsible for their content, policies, or practices. Please review their terms and privacy policies before using them.
While we work hard to keep our tools accurate and our service reliable, we make no warranties — express or implied — regarding the accuracy, completeness, or reliability of any content, calculator output, or service on this website.
The calculations and estimates shown by our cash on credit card calculator and credit card cash withdrawal charges calculator are indicative only. Final charges and amounts are confirmed after verification and before processing.
To the maximum extent permitted by law, Credit Card Pe shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or service. This includes, but is not limited to, losses related to card issuer decisions, credit limit changes, interest charges, or delays caused by banks or payment networks.
These Terms are governed by and construed in accordance with the laws of India. Any disputes arising in connection with these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Thane, Maharashtra.
We reserve the right to modify these Terms at any time. When we do, we will update the effective date below. Your continued use of our website or service after any changes means you accept the updated Terms. We encourage you to review this page occasionally.
Reach out anytime — we're happy to help.